{"id":245964,"date":"2024-02-29T22:11:51","date_gmt":"2024-02-29T22:11:51","guid":{"rendered":"https:\/\/lbmortgageadviser.co.uk\/?page_id=245964"},"modified":"2024-02-29T22:42:39","modified_gmt":"2024-02-29T22:42:39","slug":"lifetime-mortgages-southend-on-sea","status":"publish","type":"page","link":"https:\/\/lbmortgageadviser.co.uk\/lifetime-mortgages-southend-on-sea\/","title":{"rendered":"Lifetime Mortgages Southend On Sea"},"content":{"rendered":"\n[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ background_color=”#F6F6F6″ use_background_color_gradient=”on” background_color_gradient_stops=”rgba(59,74,91,0.62) 0%|rgba(59,74,91,0.62) 100%” background_color_gradient_overlays_image=”on” background_color_gradient_start=”rgba(59,74,91,0.62)” background_color_gradient_end=”rgba(59,74,91,0.62)” background_image=”https:\/\/lbmortgageadviser.co.uk\/wp-content\/uploads\/2022\/09\/Lifetime-Mortgages-Essex-header.jpg” custom_padding=”100px||67px||false|” custom_padding_tablet=”57px||0px||false” custom_padding_phone=”50px||0px||false|false” animation_style=”fade” animation_delay=”500ms” global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ max_width=”100%” custom_padding=”60px||||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”70px||||false|false” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.17.4″ text_font=”||||||||” header_font=”Playfair Display||||||||” header_text_color=”#ffffff” header_font_size=”66px” animation_style=”slide” animation_direction=”right” animation_delay=”1000ms” animation_intensity_slide=”1%” header_font_size_tablet=”50px” header_font_size_phone=”50px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”]

Lifetime Mortgages.<\/span><\/h1>[\/et_pb_text][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Interior Design Page Layout” module_class=”pegasus-content08″ _builder_version=”4.23.1″ background_color=”#F6F6F6″ custom_padding=”7vh||90px||false|false” custom_padding_tablet=”40px|||” custom_padding_phone=”” collapsed=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”4″ custom_padding_last_edited=”on|tablet” admin_label=”Interior Design Page Layout” module_class=”reverse-columns-mobile” _builder_version=”4.17.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” max_width=”100%” custom_margin_tablet=”” custom_margin_phone=”-80px||” custom_margin_last_edited=”on|phone” custom_padding=”2px||0px|||” custom_padding_tablet=”||20px|” custom_padding_phone=”” custom_css_main_element=”display:flex;||justify-content:center;||align-items:center;” use_custom_width=”on” custom_width_px=”1170px” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” custom_css_main_element=” margin-bottom: 0;” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_cta title=”Lifetime mortgages Southend On Sea” admin_label=”Welcome” _builder_version=”4.24.0″ header_font=”Lato|||on|||||” header_text_align=”left” header_text_color=”#000000″ header_font_size=”18px” header_letter_spacing=”0.3px” header_line_height=”30px” body_font=”Playfair Display||||||||” body_text_align=”left” body_text_color=”#55545e” body_font_size=”46px” body_line_height=”120%” use_background_color=”off” text_orientation=”left” background_layout=”light” max_width=”95%” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|desktop” custom_margin=”||1px|” custom_margin_tablet=”” custom_margin_phone=”17px||” custom_margin_last_edited=”on|phone” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”2%” hover_enabled=”0″ header_font_size_tablet=”16″ header_font_size_phone=”” header_font_size_last_edited=”on|tablet” body_font_size_tablet=”30″ body_font_size_phone=”26″ body_font_size_last_edited=”on|phone” body_line_height_tablet=”130%” body_line_height_phone=”” body_line_height_last_edited=”on|tablet” custom_css_promo_description=”font-weight: 400;||margin-left: -1px;” custom_css_promo_title=”font-weight: 400;||margin-bottom: 9px;||margin-left: 1px;||” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” sticky_enabled=”0″]

Your Local Lifetime
Mortgage Expert.<\/span><\/p>[\/et_pb_cta][et_pb_text admin_label=”Wipsum dolor sit amet” _builder_version=”4.24.0″ text_font=”Lato||||||||” text_text_color=”#989bac” text_font_size=”16px” text_letter_spacing=”0.3px” text_line_height=”28px” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|desktop” custom_margin=”9px||22px|-3px|false|false” custom_margin_tablet=”-51px||28px|0px” custom_margin_phone=”-22px||” custom_margin_last_edited=”on|phone” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”3%” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]

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We are your friendly experts specialising in Lifetime mortgages, based in Southend On Sea, Essex.<\/strong><\/p>\n

With over two decades of dedicated experience in the property and mortgage sector, Lee Berry has accumulated a wealth of expertise. Throughout his extensive career, he has assisted numerous clients in securing the ideal mortgage tailored to their unique needs and aspirations. What sets Lee apart is his commitment to providing a personalised and hands-on approach to his services. This means clients can expect a level of care and attention that exceeds the ordinary, as Lee endeavours to ensure that each individual’s financial goals and homeownership dreams are not just met, but surpassed. His comprehensive industry knowledge and dedication to understanding his clients’ specific requirements make him a trusted advisor in the realm of property financing. Whether you are a first-time homebuyer or an experienced property investor, Lee Berry’s seasoned expertise and personalised service will guide you towards a successful mortgage experience.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>[\/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI0NTUzOCJ9fQ==@” button_text=”Contact us” _builder_version=”4.23.1″ _dynamic_attributes=”button_url” custom_button=”on” button_text_size=”13px” button_text_color=”#FFFFFF” button_bg_color=”#1198a5″ button_border_width=”0px” button_border_radius=”1px” button_font=”Lato|||on|||||” custom_padding=”16px|29px|16px|29px|true|true” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”45px|||” custom_padding_tablet=”20px|||” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” custom_css_main_element=” margin-bottom: 0;” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/lbmortgageadviser.co.uk\/wp-content\/uploads\/2024\/02\/Equity-Release.jpg” alt=”Equity Release” title_text=”Lifetime Mortgages Essex” disabled_on=”on|on|off” _builder_version=”4.24.0″ min_height=”590px” custom_margin=”||||false|false” custom_margin_tablet=”” custom_margin_phone=”0px||” custom_margin_last_edited=”on|phone” custom_css_main_element=”object-fit:cover;” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.23.1″ _module_preset=”default” custom_css_main_element=”display:flex;||justify-content:center;||align-items:center;” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/lbmortgageadviser.co.uk\/wp-content\/uploads\/2023\/11\/AdobeStock_302145695-scaled.jpeg” title_text=”Happy romantic senior couple hugging and enjoying retirement at home” _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” header_2_font=”Playfair Display||||||||” header_2_font_size=”36px” global_colors_info=”{}”]

What is a lifetime mortgage?<\/span><\/h2>[\/et_pb_text][et_pb_text admin_label=”Wipsum dolor sit amet” _builder_version=”4.24.0″ text_font=”Lato||||||||” text_text_color=”#989bac” text_font_size=”16px” text_letter_spacing=”0.3px” text_line_height=”28px” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|desktop” custom_margin=”9px||22px|-3px|false|false” custom_margin_tablet=”-51px||28px|0px” custom_margin_phone=”-22px||” custom_margin_last_edited=”on|phone” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”3%” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]

A lifetime mortgage is a highly popular method of equity release, enabling you to maintain full ownership of your home while accessing a lump sum of tax-free cash based on your property’s value.<\/p>\n

There are no monthly repayments required; instead, the entire amount, including interest, is settled upon your passing, transition into long-term care, or permanent departure from the property.<\/p>\n

Your property serves as security for the lifetime mortgage. For a thorough understanding of its features and associated risks, it’s advisable to request a personalised illustration.<\/p>\n

It’s important to note that equity release involves settling any existing mortgage. Upon your death or relocation to long-term care, any funds released, along with accrued interest, would need to be repaid.<\/p>[\/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI0NTUzOCJ9fQ==@” button_text=”Contact us” _builder_version=”4.23.1″ _dynamic_attributes=”button_url” custom_button=”on” button_text_size=”13px” button_text_color=”#FFFFFF” button_bg_color=”#1198a5″ button_border_width=”0px” button_border_radius=”1px” button_font=”Lato|||on|||||” custom_padding=”16px|29px|16px|29px|true|true” locked=”off” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” module_class=”pegasus-content08″ _builder_version=”4.23.1″ _module_preset=”default” background_color=”#303847″ custom_padding=”10vh||110px||false|false” custom_padding_tablet=”40px|||” custom_padding_phone=”40px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.4″ _module_preset=”default” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” header_2_font=”Playfair Display||||||||” header_2_text_color=”#FFFFFF” header_2_font_size=”45px” global_colors_info=”{}”]

The benefits of a lifetime mortgage.<\/span><\/h2>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ custom_padding_last_edited=”on|phone” _builder_version=”4.17.4″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”56px|50px|42px|50px|false|true” custom_padding_tablet=”56px||42px|||” custom_padding_phone=”0px||” border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset1″ locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb use_icon=”on” font_icon=”||divi||400″ icon_color=”#0095a2″ icon_placement=”left” _builder_version=”4.23.1″ _module_preset=”default” body_font=”Lato|700|||||||” body_text_color=”#004251″ body_font_size=”17px” custom_margin=”0px||20px||false|false” global_colors_info=”{}”]

Plans are available from the age of 55<\/p>[\/et_pb_blurb][et_pb_blurb use_icon=”on” font_icon=”||divi||400″ icon_color=”#0095a2″ icon_placement=”left” _builder_version=”4.17.4″ _module_preset=”default” body_font=”Lato|700|||||||” body_text_color=”#004251″ body_font_size=”17px” custom_margin=”0px||20px||false|false” locked=”off” global_colors_info=”{}”]

Tax-free release and can be used to achieve goals<\/p>[\/et_pb_blurb][et_pb_blurb use_icon=”on” font_icon=”||divi||400″ icon_color=”#0095a2″ icon_placement=”left” _builder_version=”4.17.4″ _module_preset=”default” body_font=”Lato|700|||||||” body_text_color=”#004251″ body_font_size=”17px” custom_margin=”0px||20px||false|false” locked=”off” global_colors_info=”{}”]

No monthly repayments with a lifetime mortgage<\/p>[\/et_pb_blurb][et_pb_blurb use_icon=”on” font_icon=”||divi||400″ icon_color=”#0095a2″ icon_placement=”left” _builder_version=”4.17.4″ _module_preset=”default” body_font=”Lato|700|||||||” body_text_color=”#004251″ body_font_size=”17px” custom_margin=”0px||20px||false|false” locked=”off” global_colors_info=”{}”]

The \u2018no-negative-equity\u2019 guarantee ensures that you never pass on debt to your estate<\/p>[\/et_pb_blurb][et_pb_blurb use_icon=”on” font_icon=”||divi||400″ icon_color=”#0095a2″ icon_placement=”left” _builder_version=”4.17.4″ _module_preset=”default” body_font=”Lato|700|||||||” body_text_color=”#004251″ body_font_size=”17px” custom_margin=”0px||20px||false|false” locked=”off” global_colors_info=”{}”]

Lifetime mortgage plans allow you to protect a percentage of your property’s value. This allows your family to inherit a part of the property value<\/p>[\/et_pb_blurb][et_pb_blurb use_icon=”on” font_icon=”||divi||400″ icon_color=”#0095a2″ icon_placement=”left” _builder_version=”4.17.4″ _module_preset=”default” body_font=”Lato|700|||||||” body_text_color=”#004251″ body_font_size=”17px” custom_margin=”0px||10px||false|false” locked=”off” global_colors_info=”{}”]

No more monthly repayments on your mortgage as this is paid off when you are no longer in the property.<\/p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb use_icon=”on” font_icon=”||divi||400″ icon_color=”rgba(153,158,163,0.62)” icon_placement=”left” _builder_version=”4.17.4″ _module_preset=”default” body_font=”Lato|700|||||||” body_text_color=”#004251″ body_font_size=”17px” custom_margin=”0px||20px||false|false” locked=”off” global_colors_info=”{}”]

The size of your lifetime mortgage will increase over time. This is due to interest being applied to your original loan amount and continuing to roll up as future interest in accrued.<\/p>[\/et_pb_blurb][et_pb_blurb use_icon=”on” font_icon=”||divi||400″ icon_color=”rgba(153,158,163,0.62)” icon_placement=”left” _builder_version=”4.17.4″ _module_preset=”default” body_font=”Lato|700|||||||” body_text_color=”#004251″ body_font_size=”17px” custom_margin=”0px||20px||false|false” locked=”off” global_colors_info=”{}”]

Should you want to increase your amount of equity released beyond the original amount agreed, you would usually have to apply for a further advance, which would not be guaranteed.<\/p>[\/et_pb_blurb][et_pb_blurb use_icon=”on” font_icon=”||divi||400″ icon_color=”rgba(153,158,163,0.62)” icon_placement=”left” _builder_version=”4.17.4″ _module_preset=”default” body_font=”Lato|700|||||||” body_text_color=”#004251″ body_font_size=”17px” custom_margin=”0px||20px||false|false” locked=”off” global_colors_info=”{}”]

Your tax position and eligibility of which means-tested benefits could be affected going forward and could impact on your options for moving or selling your home in the future<\/p>[\/et_pb_blurb][et_pb_blurb use_icon=”on” font_icon=”||divi||400″ icon_color=”rgba(153,158,163,0.62)” icon_placement=”left” _builder_version=”4.17.4″ _module_preset=”default” body_font=”Lato|700|||||||” body_text_color=”#004251″ body_font_size=”17px” custom_margin=”0px||20px||false|false” locked=”off” global_colors_info=”{}”]

The amount that you will leave as an inheritance will be reduced.<\/p>[\/et_pb_blurb][et_pb_blurb use_icon=”on” font_icon=”||divi||400″ icon_color=”rgba(153,158,163,0.62)” icon_placement=”left” _builder_version=”4.17.4″ _module_preset=”default” body_font=”Lato|700|||||||” body_text_color=”#004251″ body_font_size=”17px” custom_margin=”0px||20px||false|false” locked=”off” global_colors_info=”{}”]

You can pay off your equity release plan early, however you may have to pay an early repayment charge. These differ depending on the plan.<\/p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ custom_padding_last_edited=”on|phone” _builder_version=”4.16″ custom_padding=”44px||4px|||” custom_padding_tablet=”” custom_padding_phone=”29px||” saved_tabs=”all” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”20 Years Experience” use_icon=”on” font_icon=”||divi||400″ icon_color=”#0A93A1″ icon_placement=”left” _builder_version=”4.23.1″ header_font=”Playfair Display||||||||” header_text_color=”#FFFFFF” header_font_size=”26px” header_line_height=”1.2em” animation_style=”fade” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”Local Essex Expert” use_icon=”on” font_icon=”||divi||400″ icon_color=”#0A93A1″ icon_placement=”left” _builder_version=”4.23.1″ header_font=”Playfair Display||||||||” header_text_color=”#FFFFFF” header_font_size=”26px” header_line_height=”1.2em” animation_style=”fade” animation_delay=”500ms” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”Friendly & Reliable” use_icon=”on” font_icon=”w||divi||400″ icon_color=”#0A93A1″ icon_placement=”left” _builder_version=”4.23.1″ header_font=”Playfair Display||||||||” header_text_color=”#FFFFFF” header_font_size=”26px” header_line_height=”1.2em” animation_style=”fade” animation_delay=”1000ms” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Rated Testimonial Module” module_class=”pegasus-tstm6″ _builder_version=”4.16″ custom_margin=”||” custom_margin_tablet=”0px||” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” custom_padding=”0%||1%|||” collapsed=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ custom_padding=”47px||3px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_cta admin_label=”Welcome” _builder_version=”4.16″ header_font=”Lato|||on|||||” header_text_align=”left” header_text_color=”#000000″ header_font_size=”18px” header_letter_spacing=”0.3px” header_line_height=”30px” body_font=”Playfair Display||||||||” body_text_align=”left” body_text_color=”#55545e” body_font_size=”37px” body_line_height=”120%” use_background_color=”off” text_orientation=”left” background_layout=”light” max_width=”95%” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|desktop” custom_margin=”||1px|” animation_style=”fade” header_font_size_tablet=”16″ header_font_size_phone=”” header_font_size_last_edited=”on|tablet” body_font_size_tablet=”30″ body_font_size_phone=”26″ body_font_size_last_edited=”on|phone” body_line_height_tablet=”130%” body_line_height_phone=”” body_line_height_last_edited=”on|tablet” custom_css_promo_description=”font-weight: 400;||margin-left: -1px;” custom_css_promo_title=”font-weight: 400;||margin-bottom: 9px;||margin-left: 1px;||” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”]

Why People Use Us.<\/span><\/p>[\/et_pb_cta][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”on|phone” admin_label=”Rated Testimonial Module” _builder_version=”4.16″ max_width=”1175px” custom_margin=”|||” custom_padding=”1.1%||4.2%|||” custom_padding_tablet=”5%||0px|” custom_padding_phone=”0px||” use_custom_width=”on” custom_width_px=”1175px” collapsed=”on” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=”Karen S.” quote_icon=”off” portrait_width=”70px” portrait_height=”70px” admin_label=”Rated Testimonial Module 1 – Image 70 x 70 pixels” _builder_version=”4.16″ body_font=”Lato||||||||” body_text_align=”left” body_text_color=”#989bac” body_font_size=”16px” body_letter_spacing=”0.3px” body_line_height=”28px” background_color=”#ffffff” max_width=”532px” max_width_tablet=”” max_width_phone=”100%” max_width_last_edited=”on|phone” module_alignment=”right” custom_margin=”|||” custom_padding=”33px|79px|57px|50px||” animation_style=”slide” animation_direction=”left” animation_delay=”500ms” animation_intensity_slide=”2%” custom_css_main_element=”overflow: visible;” custom_css_testimonial_portrait=”box-shadow: 7.5px 12.99px 30px 0px rgba(235, 238, 244, 0.4);|||||| top: -35px;|| left: -33px;|| border-radius: 50%;|| overflow: hidden;|| margin: 0;|| position: absolute;” custom_css_testimonial_description=” margin-left: 0 !important;” custom_css_testimonial_author=”font-family: Lato;||font-size: 18px;||font-weight: 600;||color: #000 !important;||line-height: 30px;||letter-spacing: 0.2px;|| margin-top: 0 !important;||margin-bottom: 24px;” border_radii=”on|5px|5px|5px|5px” box_shadow_style=”preset1″ box_shadow_vertical=”30px” box_shadow_blur=”70px” box_shadow_color=”#e9edf2″ global_colors_info=”{}”]

\u201cLee was instrumental in helping us get our last mortgage. We weren\u2019t sure if we could even get a mortgage as we had a few problems in the past however Lee knew exactly which lender to go to and got the deal through. I cannot recommend Lee highly enough\u201d<\/span><\/p>[\/et_pb_testimonial][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=”Vanessa W.” quote_icon=”off” portrait_width=”70px” portrait_height=”70px” admin_label=”Rated Testimonial Module 2 – Image 70 x 70 pixels” _builder_version=”4.16″ body_font=”Lato||||||||” body_text_align=”left” body_text_color=”#989bac” body_font_size=”16px” body_letter_spacing=”0.3px” body_line_height=”28px” background_color=”#ffffff” max_width=”532px” max_width_tablet=”” max_width_phone=”100%” max_width_last_edited=”on|phone” module_alignment=”right” custom_margin=”|||” custom_margin_tablet=”” custom_margin_phone=”-37px||” custom_margin_last_edited=”on|desktop” custom_padding=”33px|79px|0px|50px||” animation_style=”slide” animation_direction=”right” animation_delay=”1000ms” animation_intensity_slide=”2%” custom_css_main_element=”overflow: visible;” custom_css_testimonial_portrait=”box-shadow: 7.5px 12.99px 30px 0px rgba(235, 238, 244, 0.4);|||||| top: -35px;|| left: -33px;|| border-radius: 50%;|| overflow: hidden;|| margin: 0;|| position: absolute;” custom_css_testimonial_description=” margin-left: 0 !important;||padding-bottom:55px!important;” custom_css_testimonial_author=”font-family: Lato;||font-size: 18px;||font-weight: 600;||color: #000 !important;||line-height: 30px;||letter-spacing: 0.2px;|| margin-top: 0 !important;||margin-bottom: 24px;” border_radii=”on|5px|5px|5px|5px” box_shadow_style=”preset1″ box_shadow_vertical=”30px” box_shadow_blur=”70px” box_shadow_color=”#e9edf2″ locked=”off” global_colors_info=”{}”]

“Highly recommended. Lee helped us get a mortgage when we thought we had exhausted all options elsewhere. After being declined several times by other lenders, Lee was able to help us get the mortgage we wanted straight away and with minimal fuss.”<\/p>[\/et_pb_testimonial][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Interior Design Page Layout” module_class=”pegasus-content09″ _builder_version=”4.16″ background_color=”#F6F6F6″ custom_padding=”7.8vh||2.8vh|||” custom_padding_tablet=”40px||0px|” custom_padding_phone=”” collapsed=”on” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ custom_padding_last_edited=”on|tablet” admin_label=”Interior Design Page Layout” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” max_width=”1170px” custom_margin=”|||” custom_padding=”||27px|||” custom_padding_tablet=”||20px|” custom_padding_phone=”” use_custom_width=”on” custom_width_px=”1170px” collapsed=”on” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” custom_css_main_element=” margin-bottom: 0 !important;” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_cta title=”Over 20 years of experience in the mortgage and property industry.” admin_label=”We are a full service design firm” _builder_version=”4.24.0″ header_font=”Playfair Display||||||||” header_text_align=”left” header_text_color=”#000000″ header_font_size=”30px” header_letter_spacing=”0.001px” header_line_height=”40px” body_font=”Lato||||||||” body_text_align=”left” body_text_color=”#757a90″ body_font_size=”16px” body_letter_spacing=”0.4px” body_line_height=”28px” background_color=”rgba(246,246,246,0)” text_orientation=”left” custom_margin=”|||” custom_padding=”0px|||0px” custom_padding_tablet=”0px|0px|20px|0px” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” hover_enabled=”0″ custom_css_promo_description=”max-width: 474px;||font-weight: 400;||margin-left: 2px;” custom_css_promo_title=”max-width: 432px;||font-weight: 400;||margin-bottom: 10px;||margin-left: -2px;” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” sticky_enabled=”0″]

Lee Berry possesses extensive experience in the process of buying and selling houses. Engaging in property transactions can be among the most stressful experiences one may encounter. Having an expert at your disposal can guide you through the complexities of the process and steer you clear of potential pitfalls along the way.<\/p>[\/et_pb_cta][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI0NTUzOCJ9fQ==@” button_text=”Contact us” _builder_version=”4.23.1″ _dynamic_attributes=”button_url” custom_button=”on” button_text_size=”13px” button_text_color=”#FFFFFF” button_bg_color=”#1198a5″ button_border_width=”0px” button_border_radius=”1px” button_font=”Lato|||on|||||” custom_padding=”16px|29px|16px|29px|true|true” locked=”off” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_cta title=”Location” admin_label=”What We Do” _builder_version=”4.16″ header_font=”Roboto|700|||||||” header_text_align=”left” header_text_color=”#181b31″ header_font_size=”20px” header_letter_spacing=”0.5px” header_line_height=”24px” body_font=”Lato||||||||” body_text_align=”left” body_text_color=”#989bac” body_font_size=”16px” body_letter_spacing=”0.3px” body_line_height=”28px” use_background_color=”off” text_orientation=”left” background_layout=”light” custom_css_promo_description=”font-weight: 400;||margin-left: -3px;” custom_css_promo_title=”font-weight: 400;||margin-bottom: 20px;||margin-left: 0px;” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”]

Based in Rayleigh, Essex, can offer home visits, evening and weekend appointments if required to clients in the South Essex areas.<\/p>\n

For clients outside the Essex area, telephone appointments are available.<\/p>[\/et_pb_cta][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_cta title=”Our Service” admin_label=”Our People” _builder_version=”4.16″ header_font=”Roboto|700|||||||” header_text_align=”left” header_text_color=”#181b31″ header_font_size=”20px” header_letter_spacing=”0.5px” header_line_height=”24px” body_font=”Lato||||||||” body_text_align=”left” body_text_color=”#989bac” body_font_size=”16px” body_letter_spacing=”0.3px” body_line_height=”28px” use_background_color=”off” text_orientation=”left” background_layout=”light” custom_margin=”|||-1px” custom_padding=”|||” custom_css_promo_description=”font-weight: 400;||margin-left: -3px;” custom_css_promo_title=”font-weight: 400;||margin-bottom: 20px;||margin-left: 0px;” locked=”off” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”]

A service designed for people that want a personal and on-hand service. Available at all times to find the best mortgage deal available but also to help throughout the whole process, whether it be a remortgage, buy to let or home moving process.<\/span><\/p>[\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”off|off|off” _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.17.4″ _module_preset=”default” header_3_font=”Playfair Display||||||||” global_colors_info=”{}”]

Frequently Asked Questions about Lifetime Mortgages<\/h3>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_toggle title=”What is a lifetime mortgage?” icon_color=”#0C94A1″ open_icon_color=”#0C94A1″ _builder_version=”4.24.0″ _module_preset=”default” title_font=”Playfair Display||||||||” custom_margin=”||8px|||” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]
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A lifetime mortgage is a type of equity release plan that allows homeowners aged 55 or older to borrow against the value of their home. The loan, along with any accumulated interest, is repaid when the homeowner sells the property or passes away.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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